Built for the way portfolios actually work.
Every screen designed around a real question a portfolio landlord asks. No fluff, no padding.
One screen, the whole picture.
Net worth, total equity, monthly rent and net cashflow at the top. Portfolio Pulse — a 0–10 health score weighted across leverage, interest cover, refinance pressure, rate exposure and concentration risk. Refinance opportunities ranked by saving. Map view of every property. Top performers and upcoming events for the next 90 days.
- Sparkline charts on every KPI showing 12-month trend
- Portfolio Pulse score with five-component breakdown
- Upcoming mortgage events with countdown days
Every property, every metric.
Searchable list of every property in your portfolio. Filter by residential, commercial, mixed-use. Each card shows current value, loan balance, LTV, gross yield and net yield. Tap a card to see the full property detail page with valuation history, tax position, refinance options and document storage.
- Custom property images via Google Street View
- Per-property historic value chart
- Tabs for Overview, Financials, Valuation, Refinance and Docs
Three sources, one consensus.
Each property valuation combines HM Land Registry sold-price uprated by the ONS London HPI, an EPC floor-area model, and a regional market trend. Two licensed AVMs (Rightmove, Zoopla) shown as premium-tier comparison. Confidence band, high/low range and full historic curve.
- HM Land Registry Price Paid + HPI uprating
- EPC floor-area model with £/sqm by sector
- 12-year historic chart with 1Y / 5Y / 10Y / All toggle
Know what to act on, when.
Every property scored on annual saving and equity-release opportunity. Status flags for "Act now" (variable or fix ending in <6 months), "Review soon" (6–12 months), "Equity release" (LTV under 65% with meaningful unused equity), or "On track". Aggregated totals show what's at stake across the whole portfolio.
- Annual saving vs current market rate
- Equity-release headroom at 75% LTV cap
- Days-to-fix-end countdown on every property
The right structure, properly modelled.
Compare your tax position across PPR, personal name (with Section 24 interest restriction) and limited company (with marginal-relief corporation tax and selectable dividend extraction). Built for UK 2025/26 rates — every band, every credit, every rate change baked in. Disclaimer where it matters — not a replacement for your accountant.
- Section 24 properly modelled — 20% interest credit, not deduction
- Corporation tax with marginal relief in the £50k–£250k band
- Dividend extraction modes — retain, basic, higher, additional
How resilient is your portfolio, really?
Stress-test against interest-rate shocks (+1%, +2%, +3%), rent reductions and vacancy increases. See which properties become marginal and which collapse. Key risk metrics — Portfolio LTV, Interest Cover Ratio, Debt Yield, Refinance Exposure — with traffic-light banding.
- Four-scenario stress matrix
- Per-property impact ranking
- Industry-standard risk metrics with banding
Honest comparison with the alternatives.
Track how your portfolio equity has performed against the MSCI World, S&P 500 and FTSE 100 over the same period. Two starting points to compare — your real cash in (deposits) or your equity at the start. Excludes rental income vs stock dividends, but the framing is honest.
- Real 10-year GBP CAGRs for each benchmark
- Geometric random walk with realistic monthly volatility
- Toggle deposits vs equity-at-risk starting point
See it on your portfolio.
Download Portfio and add your first property in under two minutes.